Tuesday, October 21, 2014

419 Scam

Good day to you,
Please forgive me because I'm not internet savvy and  I am a widow to a late oil & Gas merchant and now diagnosed with cancer , The doctors said I have a few months to live, I want you to help me distribute sum of  $65 Million Dollars (Sixty five Million United State Dollars)  to charity organization in your country . Please reply me if you can help me distribute my funds and I am willing to give you 10% for your time and effort. Email me at my email address.  mrsgracealfred@aol.com
Mrs. Grace Alfred

Friday, October 17, 2014

Tips on working 3rd shift

I work the 3rd as a security guard. If you have recently gotten a job working 3rd shift it will take some getting used to. Some people can get used to if right away and others it takes awhile. There's even a few people that will never be able to get used to it so they change shifts. Here are some tips on working the 3rd shift.

1. Make sure you get a full 8-9 hour sleep during the day. This may be difficult since the sun is up. Get some shades that will block the sun. This way you have a dark room to sleep in and you will sleep better.

2. During your shift limit your caffeine intake. You don't want to drink caffeine when your shift is almost over, you won't be able to sleep. Try drinking water throughout your shift. Its amazing at how much energy water gives you when your trying to stay awake.

3. Stay away from junk foods. Eating these will give you an energy burst and then you will crash a couple hours later. Try eating fruit as this will give you energy and no crash later. Make sure you eat enough as well.

4. Put your phone on silent. Don't let your friends who don't listen or telemarketers wake you up. Your friends and family should know that this is your time to sleep.

5. I recommend using a sunlamp especially in the fall and winter months
You will get very little sunlight and your body needs that for energy. Try a sunlamp 45 minutes a day. You can get them from amazon.com.

I hope you find these tips useful. Happy night shift!

Monday, October 13, 2014

Moto G is an EXCELLENT phone!

I am a fan of prepaid service instead of getting a contract when it comes to cell phones. This means the phones are more expensive. I did not have $300+ to spend on a phone so I got the Moto G.

The Moto G is an Android based smart phone that is very inexpensive but has all the features of a phone costing a couple hundred. I paid $50 for mine through US Cellular and it was worth every penny. This phone has made it so I hardly ever need to use a computer. Which is good cause my laptop is out of service right now. I can download and stream music, surf the web, extract files, type up documents, print, make calls, and much more.

The phone comes with 8gb of storage but you can get a micro SD card up to 32gb. That way you will always have enough space. You also have access to Google Drive and Google Music which is stored via the cloud. Its amazing at how much little you need to store nowadays.

There is literally an app for everything. Many of these are free via the play store that comes on your phone. You can even print from this phone. I would highly recommend this phone for anyone who is looking for a great quality cheap smart phone.

Thursday, October 9, 2014

419 Scam

It has been a while since I posted a 419 scam email that I received. Here is one sent from ccbngodwin@yahoo.co.jp.

From The Active Office Of The CBN

Governor, Godwin Ifeanyi Emefiele.

Official Phone: +234-8141148313




Did you authorized/send Mrs. Erica White to claim your payment?

Please get back to me immediately so that we can know the next

line of action to follow.




Mr. Godwin I. Emefiele

NEW CBN Executive Governor.

Phone: +2348141148313.

Phone: 0112348141148313.

Wednesday, October 8, 2014

Does selling for Kirby vacuums ever work out?

I am sure if you have went through Craigslist looking for jobs you have came across an ad offering $525 a week or somewhere around that. The job description is very vague but states that its a customer service position. Sometimes the ad will say showing new and previous customers our product line.
All of these ads are selling for Kirby vacuums. Kirby will give just about anyone a try at sales but how many people actually succeed at this job? Not very many.

The sales industry is difficult. There is a high turnover so you will notice that they are always hiring. Most people are not cut out for it. The ones who are can make a great living. Kirby is a great well known product so the reputation helps the sale. However, they are very expensive and a lot of people just can't afford it.

Working for Kirby means going out in the field 6 days a week. You will work long hours going door to door or going on preset appointments. Each Kirby office that hires is an independent dealer and some will go door to door and others will have telemarketers preset appointments. I think most of them are doing preset appointments now.

The $525 a week that they offer as a base salary depends on the amount of appointments you get. You need to go on 15 appointments to get the base pay. From what I have heard it is very difficult to get 15 appointments in a week. The pay is per sale only if you don't get 15 appointments. So there is a chance that you can work all week and not make any money. So if you want to get into sales and market a good quality product and don't mind working on commission then this could be a great fit for you. If you want to work an hourly or salary wage position then sales is not for you.

Companies that expect a lot of work for paying minimum wage

I find it hilarious when I hear managers at fast food restaurants, retail stores, and where ever else they pay minimum wage complaining about not being able to find reliable employees. Minimum wage here in NH is federal so its $7.25 an hour. When someone is working 40 hours a week at that they need to go out and either work another job after their shift ends or panhandle for extra money. The amount you will make at McDonalds will pay for an apartment and your electric if your lucky. Feeding yourself and paying for gas and other bills you will need to find another source for that money.

When a company pays people minimum wage they need to expect people to not be reliable and to be there today gone tomorrow. If they get another job offer at more pay there's a good chance that you won't be getting a 2 weeks notice if the job is available immediately. People need to make more money then minimum wage not for things that they want but for things that they need. I also think its shameful to pay adults who need this pay to live $7.25 an hour.

Tuesday, September 9, 2014

Smug collection agencies

In a world where jobs are not as plentiful as they once were comes bills that cannot be paid. Companies that are owed money often send these balances over to a collection agency. They then contact the person or company who owes the money and tries to set up payment arrangements or balance in full. Many collection agencies follow the fair debt collection practices act FDCPA but there are those few that do not follow the laws and become very aggressive.

Payday loan collection agencies seem to be notorious for breaking the law. I think it's because payday loans are very cheap to buy (pennies on the dollar) and anyone can buy them. They then are free to do what they want and they keep whatever they can collect. The "companies" that purchase this old payday loan debt, are often not legit. They will call people up pretending to be lawyers or law enforcement saying that they have committed a crime and they will be taken to jail if they don't pay. 

Some say that you have a pending lawsuit against you. All of this is garbage. If there really was a lawsuit against you you would have a process server or sheriff come to your door and give you papers. No one is going to call you ahead of time to let you know your going to be sued. I am still waiting for legal papers after a supposed legal document company called me and said they would be at my house or work tomorrow which was over 2 months ago. You have to remember not to get nervous. These people are jokes so just laugh about it. 

Legit collection agencies often collect on a contingency basis for their clients instead of purchasing the debt. These are often fresh accounts that have a good chance of being recovered. When you purchase debt it is often pretty old and you find that some of the debtors either went bankrupt, have already paid this debt, or are no longer living at the address and phone number provided. Skip tracing is involved and the debts have a much less chance of being recovered. 

There are legit collection agencies that do purchase debt because they can keep whatever they recover. Companies that you can purchase debt from usually don't check the person out who is buying it so this makes it much easier for companies that are not legit to purchase them.